WorksheetsCan we afford it?
Can we afford it?
Roll pathway, pregnancy, and year-one costs into a go / pause / change-path check.
Planning estimates only — clinic and agency quotes override these defaults. Saved only on this device in your browser. Loading saved answers…
Financing
Pause and save
Your savings pace misses the target date. Extend the timeline or raise monthly savings.
Total to plan for
$81,322
Funding gap
$62,322
Months to close gap
42
Spendable savings
$19,000
Acquisition (net)
$53,300
Arrival medical + setup
$12,114
Gate checklist
- warnemergencyReservePlan may spend into emergency reserve
- passacquisitionCeilingWithin your journey cost ceiling
- passyearOneCeilingFirst-year budget within ceiling
- failfundingTimelineSavings pace misses your target timeline
- passmonthlyCashFlowYear-one budget fits take-home after loan payment
- warnbenefitsMappedBenefits left at zero — confirm insurance / employer coverage
- passpathStressPath within planning band under current assumptions
Lowest net path right now: Partner + natural. Compare pathways
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